DhaniGram

Financial Freedom for Bharat

DhaniGram is a rural-first financial super-app making banking, credit, and savings accessible to every Indian — regardless of location or smartphone experience.

Partner With Us → Request Demo

The Problem

India has 650,000 villages. Most have no bank branch within 10km. Rural Indians use informal moneylenders at 60%+ interest rates and keep cash at home — losing it to theft and inflation.

The Solution

DhaniGram brings the bank branch to every smartphone. With a voice-first interface, biometric onboarding, and offline-capable transactions, anyone with a basic Android phone can access full financial services.

Platform Features

💳

UPI & Digital Payments

Full UPI integration supporting IMPS, NEFT, and UPI with a simplified interface for first-time users.

📈

Micro Business Loans

Instant loan processing from ₹5,000 to ₹2 lakh using alternative credit scoring models.

🔐

Biometric KYC

Aadhaar-based biometric KYC completing onboarding in under 5 minutes — no branch visits required.

👥

Group Savings (SHG)

Digital tools for Self Help Groups to manage savings, track contributions, and distribute payouts automatically.

📱

Offline-First Design

Core transactions work on 2G networks and offline mode, with automatic sync when connectivity returns.

📚

Financial Literacy

Interactive modules in Hindi and regional languages covering saving, investing, and insurance basics.

Ready to Scale?

Let's build your future together

Book a free 30-minute strategy call. We'll show you exactly how Zenithpath can help you grow 3x.

Book Free Consultation →💬 WhatsApp Us

+91 92969 85500 · info@zenithpath.in · Bettiah, Bihar 845438